Jeevan arogya 1. Jeevan Arogya Plan No: ; 2. Key highlights Non-linked health plan which covers the principal insured male or female. Lic Jeevan Arogya is a distinctive plan which offers the health insurance cover facing certain health risks and in the case of any medical emergency at that.

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A grace period of one month but not less than 30 days will be allowed for payment of yearly or half yearly premiums. Thereafter, this amount in each Policy Year in future shall remain at that maximum level attained.

Naval or military operations including duties of peace time of the armed forces or air force and participation in operations requiring the use of arms or which are 9044 by military authorities for combating terrorists, ieevan and the like. Maximum lifetime benefit that can be availed for each of arkgya persons covered in the plan – 24 Surgical Procedures. The total number of days of Hospitalization for which the Other Surgical Benefit is payable during a Policy Year in respect of each and every Insured covered under the Policy shall not exceed 15 fifteen arpgya in the first Policy Year following the date of commencement of cover in respect of that Insured and 45 forty five days for the second and subsequent Policy Years following the date of commencement of cover in respect of that Insured.

If the age of legally adopted child on the date of adoption is more than 3 months, the child can be covered from policy anniversary coinciding with or next following the date of adoption. The PI will not have any option to choose one of them.

So the payouts for MSB will be as follows:. Upon attainment of this lifetime maximum limit, the Other Surgical Benefit in respect of that Insured will cease immediately.


Life Insurance Corporation of India – LIC’s Jeevan Arogya

All Surgical Procedures claimed should be confirmed as essential and required, by a qualified Physician or Surgeon, to the satisfaction of the Corporation. IRDAI does not announce any bonus. You can only claim the the Major Surgical Benefit for treatment of a condition which first occurred or manifested itself after the policy was taken. The suggestion, as a fact of that which is not true and which the insured does not believe to be true.

LIC Jeevan Arogya (T 904)- All details with premium and benefit calculators

In case of unfortunate death due to an accident, an amount equal to Accident Benefit Sum Assured shall be payable. Yes, I have No, I haven’t.

The daily cash benefit is only extended for the hospitalisation period after the first 24 hours in a non-ICU ward or room of the hospital. The minimum and maximum age at entry is as under: On death of the Principal Insured; a The surviving Insured Spouse will become the Principal Insured provided the option is exercised at the beginning of the contract and the Policy will continue.

Lic Jeevan Arogya

On the ground of fraud, a policy of Life Insurance may be called in question within 3 years from. Provisions regarding policy not being called into question in terms of Section 45 of the Insurance Act, as amended by Insurance Laws Amendment Act, are as follows: Treatment arising from the Insured failure to act on proper medical advice. Let us understand each of these benefits in detail. It does not matter what the actual cost of the daycare treatment is. In addition, in respect of each Insured, no benefits are available hereunder and no payment will be made by the Corporation for any claim under this Policy on account of Hospitalization or Surgery directly or indirectly caused by, based on, arising out of or howsoever attributable to any of the following during the specific waiting period:.


Circumcision, cosmetic or aesthetic arigya of any description, change of gender surgery, plastic surgery unless such plastic surgery is necessary for the treatment of Illness or accidental Bodily Injury as aroyga direct result of the insured event and performed with in 6 months of the same. You may pay premiums regularly at yearly or half-yearly intervals over the term of the policy.

In case repudiation is on ground of mis-statement and not on fraud, the premium collected on policy till the date of repudiation shall be paid to the insured or legal representative or nominee or assignees of insured, within a period of 90 days from the date of repudiation.

Treatment for slip disc viii. Less than or equal to HCB of Spouse. Take care of your jervan.

Minimum Term Assurance Sum Assured: The rates applicable on every Automatic Renewal Date shall be guaranteed for a further period of 3 years i. Not Allowed Mode of Premium: The Major Surgical Benefit shall be paid as a lump sum as specified for the benefit concerned and is subject to providing proof of Surgery to the satisfaction of the Corporation.

The Major Surgical benefit for any surgery cannot be claimed and shall not be payable more than once for the same surgery during the term of the policy.

Your Quote Form has been sent successfully. During one period of 24 continuous hours i. Maximum number of days in ICU is restricted to days.